TRUST-CFO® Private Retirement Plan Programs

We have developed several Private Retirement Plan (PRP) variations to tactically maximize asset protection values and tax savings of specific asset classes while also minimizing management costs.

We also have formalized financing resources to assist our clients in maximum funding without disrupting other investments, critical cash flow or business returns. It is important to note that our plan fees are fully tax-deductible as a business expense to the sponsoring company which helps cut costs. Furthermore, PRP tax savings generated from the PRP Plans are often multiple times greater than the required administration fees, making TRUST-CFO® a valued profit-center to a business instead of a cost.



"The most innovative Administration firm I have ever come across.
I won’t use anyone else.

-Christian Lucia, Esq., President & Managing Partner of Sellar Hazard Lucia.

PRP Cash Shield℠

Focuses on the funding of cash assets, including proceeds from sale of assets, savings accounts, business retained earnings accounts, and other equivalents that need to both be protected and improve tax-efficiencies for retirement accumulation.

Resources for CASH Assets

  • Life Insurance Rescue
       PRP LIFESM Brochure
  • Protecting ALL Annuity Values & Benefits
  • Capturing Cash Proceeds from Asset Sale

PRP Investment Shield℠

Funding of “passive” investment assets that are specifically being built for future retirement needs, including portfolio brokerage accounts, real estate investments (rentals), private equity investments, and any other legitimate retirement asset. This may include member interests of asset-management LLCs for such “passive” asset accumulation.

Resources for Investments

  • Enhancing Portfolio Assets
  • Accelerating Real Estate Growth
  • Optimizing LLC Structures
  • Powerful Private Equity Options

PRP Business Shield℠

Funding of “active” business interests including corporate stock (C or S) and LLC member interests, any and all business assets including equipment and retained earnings, and even shareholder dividends and/or member distributions.

Resources for Business

  • Exemption Corporate Stock
  • PRP + LLC = Compound Growth
  • Managing Banking Needs
  • PRP AcceleratorSM

PRP Tax Shield℠

A Private Retirement Plan Tax Shield℠ Program focuses (1) on harvesting all available tax exemptions to capture and compound growth for greater values, and (2) pre-plan future tax credits and tax offsets that continue to diffuse ongoing tax erosion, so that PRP Plan benefits at retirement are fully maximized to protect and preserve principal wealth for generations.

Who is this program best for?

  • Small-Midsize Business Owners & Executives subject to High Taxable Income/Earnings
  • Business with Exposed Profits subject to Excessive Taxation
  • Sale of Appreciated Property/Assets Exposed to Large Capital Gains Tax

Resources for Tax Savings

  • PRP Tax Savings is Cash Flow
  • PRP Tax Deferral Strategies
  • PRP Tax Management System
  • Maximizing PRP Values & Benefits

"Ray and his team have gone above and beyond what I was expecting in setting up my Private Retirement Plan. They move quickly and live up to their reputation of excellence. They are very detail-oriented and work hard to ensure that their clients have a fortified Plan. But beyond that, Ray took the time to get to know me personally and has gone the extra mile to make me feel like a valuable client. As one of his youngest clients, he has worked with me to maximize my overall retirement protection while being conscientious of my budget. It has been an absolute pleasure working with the entire team and I would recommend them to any of my fellow investors."

-Ross Yeager, President of Engineered Cash Flow.

Find out which PRP program may be best to help you meet your Private Retirement Plan asset funding and tax savings needs.

Complete your PRP Exemption Diagnostic Calculator and get a Report today.

Diagnostic Calculator


Get Protected and Save Taxes Now!

Fill out the form below to contact us and sign up for services, email us directly at: or call us at: 800-730-3020.

Diagnostic Calculator