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Total Wealth Protection

 

Our first objective for a strong Private Retirement Plan is to drop a protective dome over assets and earnings that have been properly evaluated, proven, and recharacterized as “creditor exempt” for private retirement under California state law.

By securing our client’s new protection rights we can now provide advanced planning in a “safe environment” and sleep better knowing we can help our client’s build their wealth protected from frivolous lawsuits or unwarranted claims by bad actors (undeserving creditors).  The key is one must prove the need for retirement.

TRUST-CFO® has earned it’s right as the industry benchmark to properly measure the amount of assets and earnings that qualify for the private retirement plan exemption (protection) rights.

It’s important to note that a CA PRP does not solve all problems.  While retirement trust planning is a large component to wealth protection, a truly optimized estate will likely compose of 3, 4 or even 5 trusts, that all serve a primary purpose, but that work together in concert and harmony.  A perfect plan is one in which the benefits of one trust will help offset the risks of another so the Plan reaches its ultimate value – maximum benefits, minimal risks.

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Wealth Protection

  • Trust Funds are “Exempt” from Creditor Claim & Seizure under CA law
  • Protect Business Entities and Investment Assets from Frivolous Lawsuits
  • Protect current assets, equity and earnings
  • Protect future growth and increased values
  • Protect new tax wealth created in PRP
  • Protect PRP distributions & benefits
  • Protect PRP death benefits for heirs
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Client Testimonials

Jim C.

Retired CEO & Private Equity Investor

I was the CEO for a Fortune 500 Company, and rely on TRUST-CFO for protecting me from public risks and ensure my family keeps all my wealth. As far as I'm concerned, TRUST-CFO owns the intellectual property for California Private Retirement Plans and offers a salvation for Californians who want to stay here.

Josh M.

Owner, Tech Sector

I needed help managing my financial world, there were too many cooks in the kitchen and got little done. Ray was hard-driving and he not only grabbed the reigns but help me rebuild my team with new pro-active CPA and estate attorney.

Eric S.

Owner, Gaming

The amount of risk in my world is almost unbelievable. Introduced by my attorney who does their own PRP with TRUST-CFO, I've now benefitted from major protections and significant tax benefits so I can keep my profits, which everyone else in the world seems to want!

Joseph B.

Dr. - Surgeon

As a young surgeon, I didn't find any traditional retirement program that would actually benefit me...then I met TRUST-CFO from a friend. They showed me how my PRP can create large tax savings and then use those $ to max fund my Private Retirement Plan program. Now I can enjoy life knowing I'm going to have a large retirement fund, fully protected from bad guys.

Jimmy W.

General Contractor & Real Estate Investor

I invest heavily in both my business and in our real estate portfolio, but times are wild and unpredictable. So for nearly a decade my family, partners, and friends have relied on Ray and his team at TRUST-CFO to help always ensure we continually stay ahead of the curve to keep our balance sheet protected and income statement profitable. Then we know we did the best we can to build a sound and long-lasting retirement.

Shane A.

Business Attorney

Our Advisor Consultants, Resources & Testimonials

TRUST-CFO is the pioneer in PRP administration and industry benchmark for legitimate Private Retirement Plan administration. When evaluating our client's comprehensive asset protection rights, we always start with the TRUST-CFO analysis to determine how much we can fund and maximize and protect in retirement, then we can safely implement the rest of our advanced planning.

Jeff Verdon, Principal
Jeffrey M. Verdon Law Group, LLP

As California's laws have become more and more invasive and onerous for Californians, I watched the CA Private Retirement Plan value get stronger and stronger. In working with TRUST-CFO, I also saw the innovations they were building to both strengthen the plan structure as well as enhance overall values and benefits. I've been a PRP client myself and have enjoyed an powerful business alliance and become good friends too!

Reed Scott, Author
MBA, JD, LLM (Tax)

Private Retirement Plans are a different type of Trust with a multitude of planning opportunities but with many potential landmines if you don't know how to manage it. That's why we refer TRUST-CFO to our high net worth California clients for guidance, as well as entrust them to administrate our own Private Retirement Plan.

Jim Cunningham
Certified Specialist - Estate Planning, Trust & Probate Law
CunninghamLegal

I'm always amazed at the creativity and innovations that TRUST-CFO brings to our client's. They are the ultimate problem-solvers for business owners trying to survive in California.

Kimberly Wright, Esq.
Founder and Managing Partner

TRUST-CFO seamlessly integrates with our estate, business and advanced planning designs. Never disruptive, they always enhance our value to our clients.

Josh Meier, Attorney
Managing Partner

I've learned a lot over the years about PRPs, and certainly the value TRUST-CFO provides as the industry leader. They are always available to help answer questions and have allowed us to private-label their planning tools to help educate clients and maintain control over the master estate plan.

Ben Sowards, Esq.
Sowards Law Firm

We do a multitude of advanced asset protection planning and the TRUST-CFO Private Retirement Plan is a great arrow in our quiver when we have clients who want the safest strongest and productive protection strategy. I have one myself because its simple and provides great value for my private investments.

Jim Bohm, Partner
Bohm Wildish

Ray is constantly one of the top producers in the insurance industry because 85% of all life policies are sold for Retirement supplement, but life insurance is not protected in California from lawsuit creditors.
The TRUST-CFO PRP-LIFE program solves all the exposure issues because all cash values, all distributions including loans, and all death benefits are fully exempt (protected) from creditors.
They've solved the ultimate dilemma - Californians just need to get educated!

Jon Salomon, Founder
Optima Financial & Insurance Services